I'm like John. My camera is covered by my house contents insurance, up to £1000 per item.OK, I have accumulated enough junk that I would like to maybe insure it. Who has camera insurance experience?
I generally agree with that and reference a former business partner of mine who, in relation to a claim we had on foot, advised me to proceed on the basis that insurance companies will only pay if you have them up against a wall with a knife at their neck (yes, the expression on my face was just as pained as yours on hearing that). Ok, so that was a professional indemnity claim as opposed to camera gear but I do still wonder what the prospects of recovery would be if I claimed against a policy solely in relation to my gear. Has anyone here successfully put in a claim? This is relevant as I don't believe household insurance would cover the cost of the gear of most people here.Here's how insurance works: Collect premiums, don't pay claims. A good broker will look out for you. But I have had nothing but bad luck with my homeowners trying to skin me every chance they get. Ambrose Bierce's Devil's Dictionary has a good entry on insurance.
In 2018 I slightly damaged my X-T1 and lens! My household insurance paid for Fuji to repair them, and the performed perfectly, regardless of their battle scars!I generally agree with that and reference a former business partner of mine who, in relation to a claim we had on foot, advised me to proceed on the basis that insurance companies will only pay if you have them up against a wall with a knife at their neck (yes, the expression on my face was just as pained as yours on hearing that). Ok, so that was a professional indemnity claim as opposed to camera gear but I do still wonder what the prospects of recovery would be if I claimed against a policy solely in relation to my gear. Has anyone here successfully put in a claim? This is relevant as I don't believe household insurance would cover the cost of the gear of most people here.
Congrats! But that was household insurance - I'd like to know if anyone's put a claim in on a policy just for camera and/ or lenses.In 2018 I slightly damaged my X-T1 and lens! My household insurance paid for Fuji to repair them, and the performed perfectly, regardless of their battle scars!View attachment 372651View attachment 372652