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Message: <blockquote data-quote="mike3996" data-source="post: 397070" data-attributes="member: 13646">Just like camera-related GAS, there's been a lot of  hemming and hawing about this. A lot. Almost makes me wish I was a tiny bit less responsible about my finances and just dive in to one option and then see how it goes. Experience and life is lived through mistakes.The introduction of this third option (described in post above) has luckily clarified things a bit (towards Kuopio).  I suspect this clarity will be gone by tomorrow.With the interest rates being so low right now, it literally doesn't matter what size mortgage I will take. What does limit me of course is what liquid assets I have to put on the downpayment. Around here the law mandates a 10% minimum cash downpayment.</blockquote>