- Location
- Royal Town of Sutton Coldfield, UK.
- Name
- Richard
At least here in Oz the Traffic Accident Commission (TAC) covers ALL personal injury costs, even for passengers in your vehicle. It's compulsory, and attaches to the car via registration renewal, not the driver. Insurer of last resort process.
Of course, our insurance companies are just as feckless as anywhere else, but more tightly constrained by both legislation and case law (I did my bit a few times to tighten up the latter).
I once got charged by the police for "leaving the scene of an accident" after taking the young fool on a motorcycle who ran into my stationary Landcruiser to hospital, notifying his parents, then driving his Dad back to the accident scene, putting motorbike in the back of my truck and taking it to their home. That case was dismissed in court ... about 45 years ago.
I've met those police. Didn't recognise the Australian accents, but it must be them.
Photo studio in 2000. The rozzers arrive after the burglary. One points at the massive hole in the bottom half of the front door and says "this could be how they got in, can someone radio the scenes of crime officer".